Insurance Planning
If there’s one thing certain about life – it’s that living it brings uncertainty. The best laid plans can sometimes fall apart!
Luckily, while you can strive your best to plan wisely and thoroughly, you can also hedge your bets against the unintended through prudent Insurance Planning.
Why Insurance Planning is important
Without proper planning, you’ll likely not invest successfully, retire comfortably, or leave a meaningful legacy for your loved ones. And without a well-thought-out Insurance Plan, every one of those areas of a financial plan could be exposed to unforeseen risks.
Good planning helps you identify and plan for all the risks involved in every aspect of your financial life. Thoughtful Insurance Planning helps mitigate the risks you can’t foresee or those that you are unable to plan around!
They say that some things are better to have BEFORE the need is felt – even if they are NEVER ever used. Insurance is one of those things. Rather than seeing insurance as an “expense”, most people experience it as peace of mind.
How We Can Help You:
- Comprehensive Review: We’ll review existing plans, if you have them, to ensure they continue to fit your needs. But if you don’t have an insurance plan, we're here to advise and guide you on which plans make the best sense for you and your family.
- Life Insurance: If you have people that depend upon you being around for many years to come, like your spouse/partner, minor children, aged parents, we’ll advise on what life insurance policies best meet your needs.
- Disability and Long Term Care Protection: Accidents, at home, at work, during your commute, can leave you severely disabled and financially stressed. As can debilitating illness! We’ll help you insure against such unexpected turns of events.
- Health and Medicare Planning: With family and personal medical care becoming more expensive by the day, it may be prudent to cover yourself and your family through appropriate health insurance plans. We’ll provide guidance on how health care expenses may fit within your financial picture.
- Retirement Income Through Annuities: Sometimes, the best way to guarantee retirement income is the simplest – Annuities. Of course, these products vary in terms and pay-out options and conditions. We’ll walk through them with you to help make sense of it all!
